불법사금융 피해 입지 않도록 소액생계비 대출 신청하세요!
제도권 금융은 물론 기존 정책서민금융상품 이용이 어려운 분들에게 소액생계비대출을 당일 즉시 공급합니다.

▲ 지원대상
· 19세 이상 성인으로 신용평점 하위 20% 이하이면서 연소득 3,500만원 이하

▲ 대출한도
· 최대 100만원 이내
* 최초 50만원 대출 후 이자를 6개월 이상 성실 납부 시 추가 대출 가능
(병원비 등 자금용처가 증빙될 경우 최초 100만원 대출 가능)

▲ 상환방식
- 만기는 기본 1년, 이자 성실 납부 시 신청을 통해 최장 5년 이내 만기 연장
* 신용여건 등이 개선된 경우는 최저신용자 특례보증, 햇살론15 등 대출한도 등 조건이 유리한 상품으로 연계 지원 가능
- 중도상환수수료 없이 언제든지 원금을 상환할 수 있으며, 만기일시상환 방식
으로 만기 도래 전까지 매월 이자만 납부
* 대출 원금이 입금된 계좌 등 고객이 신청한 계좌에서 자동이체

▲ 납입이자
- 금융교육 이수 시 금리가 0.5%p 인하되어 50만원 대출 시 최초 월 이자부담은 6,416원 수준
* 이자 성실납부 6개월마다 2차례에 걸쳐 금리가 3%p씩 인하되어 6개월 후 5,166원, 추가 6개월 후 3,916원으로 금리부담 경감

▲ 이용방법
· 온라인 또는 전화(☎ 1397) 이용, 상담 예약 필수
* 서민금융통합지원센터 방문·대출상담 시에는 ① 신분증, ② 대출금 수령용 예금통장 사본(본인명의) 지참

▲ 문의
· 서민금융진흥원 온라인 예약 페이지
· 서민금융콜센터(☎ 1397)

[출처] 대한민국 정책브리핑(www.korea.kr)



https://informationlife.tistory.com/328 페이코 비상금대출
https://informationlife.tistory.com/329 OK저축은행 비상금대출
https://informationlife.tistory.com/330 새마을금고 비상금대출
https://informationlife.tistory.com/331 핀크 비상금대출
https://informationlife.tistory.com/333 하나 원큐 비상금대출
https://informationlife.tistory.com/334 토스뱅크 비상금대출
https://informationlife.tistory.com/335 우리은행 비상금대출
https://informationlife.tistory.com/336 카카오뱅크 비상금대출
https://informationlife.tistory.com/337 신한은행 비상금대출
https://informationlife.tistory.com/338 무직자 비상금대출
https://informationlife.tistory.com/339 비상금대출 거절사유






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